Focus on Employees Health and Wellbeing and how this impacts Health & Safety
What are Health Cash Plans?
Health Cash Plans are a popular low-cost benefit which focuses on health and wellbeing. They encourage employees to take care of their everyday health, promoting an active, healthy, and more productive workforce. Cash Plans assist with the cost of everyday medical expenses, but they do so much more! Plan options include a discounts portal (including a gym discount portal), Virtual GP Service and Employee Assistance Programme (EAP) which makes them a very visible, useful, and tangible benefit that have a wide appeal to employees of all ages.
How does this tie in with Health & Safety?
Health Cash Plans can be a great tool to aid employee engagement, recruitment, and retention as they are a benefit that all employees like, use, and talk about. They can help reduce employee absence too. As an example, an employee struggling with musculoskeletal issues can be encouraged to visit a chiropractor or physiotherapist, receive treatment, and claim back the costs. This in turn, could be considered as a control measures to be included in your risk assessments.
Regular dental and optical check-ups are important but sometimes get missed by employees due to the cost. They can, however, identify early warning signs of other serious medical conditions, allowing for early intervention and/or treatment, which in turn can prevent longer term absence in the future. Under DSE (Display Screen Equipment) legislation, employers have a legal duty to arrange an eye test for DSE users and provide basic glasses if an employee needs them for DSE use. By implementing a Health Cash Plans, employers can fulfil their legal obligation and duty of care.
Health Cash Plans are one of the lowest cost benefits starting from as little as £1 per week per employee.
Excellect will research and advise from the whole of the market on the best plan for your business.
* Company sponsored Health Cash Plans are classed as a P11d Benefit in Kind for tax purposes.
