Business Investments
I have a large amount of cash on deposit but the returns from the bank are poor. Can I invest this elsewhere and still retain access to get a better return?
It is possible but not easy to find contracts which offer these features. An assessment of your current and future capital commitments is required to yield a productive solution.
HW Financial Services Limited, in conjunction with HW Chartered Accountants, may be able to achieve this objective.
I need to buy bigger premises. Is a larger mortgage my only option?
Not necessarily. Through careful planning it may become possible to fund the purchase via your pension scheme. This is a specialist area and you need to ensure that you are taking advice at every stage.
Can I provide savings for my staff without having to pay more into the pension scheme?
Yes. However regulations concerning National Insurance and benefits in kind need to be borne in mind. HW Financial Services Limited together with HW Chartered Accountants can provide you with advice on the appropriateness of such schemes for your business.
How can I save tax by investing company capital?
With careful planning, HW Chartered Accountants will be able to advise you upon available solutions which can help to reduce tax.
In addition there are certain contracts which will also save tax for your business. Pension schemes are a well known example. To discover what other options are available contact your local office or HW Financial Services Limited.
HW Financial Services Limited are Independent Financial Advisers, authorised and regulated by the Financial Services Authority and owned by Bestinvest (Holdings) Ltd. This webpage has been produced for the general information of our clients. It is based on our understanding of current legislation and is intended to provide a brief summary thereof. It is not intended to give personalized investment advice and you should contact us or them before taking any action based on the information therein. You should be aware that where past performance is quoted for specific funds or asset class sectors (such as property funds) it is not a guide to future performance and that the value of unit-linked investments is not guaranteed. As unit prices can go down in value as well as up you may not get back the full amount of your investment. All statements concerning the tax treatment of products and their benefits are based on our understanding of the current law and HM Revenue and Customs practice and are for general guidance only. Whilst every effort has been made to ensure accuracy, no liability can be accepted for any errors or omissions. Levels and bases of, and reliefs from, taxation are subject to change.